Terms and Conditions

Last Updated: December 15, 2024

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the https://financialcourseshub.com website (the "Service") operated by Financial Courses Hub ("us", "we", or "our").

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Service.

1. Definitions

For the purposes of these Terms and Conditions:

2. Accounts

When you create an account with us, you guarantee that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on the Service.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service.

You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

3. Intellectual Property

3.1 Service Content

The Service and its original content, features, and functionality are and will remain the exclusive property of Financial Courses Hub and its licensors. The Service is protected by copyright, trademark, and other laws of both the Country and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Financial Courses Hub.

3.2 User License

Upon purchasing or subscribing to our Courses, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Course materials for your personal, non-commercial educational purposes only. You may not:

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Financial Courses Hub at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession, whether in electronic or printed format.

4. Courses and Payments

4.1 Course Registration

To access certain Courses or features of the Service, you may be required to register for a specific Course or purchase a Subscription. You agree to provide accurate and complete information during the registration process and to update such information to keep it accurate and current.

4.2 Fees and Payment

You agree to pay all fees or charges to your Account in accordance with the fees, charges, and billing terms in effect at the time a fee or charge is due and payable. You are responsible for all charges incurred under your account made by you or anyone who uses your account.

Unless otherwise indicated, all prices for Courses are listed in Canadian dollars and do not include applicable taxes. You are responsible for any taxes that you are obligated to pay or that we may collect from you.

4.3 Billing and Subscriptions

If you purchase a Subscription, payment will be charged to your payment method at confirmation of purchase or at the beginning of each renewal period, as applicable. Your Subscription will automatically renew unless it is canceled at least 24 hours before the end of the current period. You can cancel your Subscription at any time by contacting our customer support team.

We reserve the right to change, modify, or update our pricing for Courses or Subscriptions. Any price changes will become effective at the end of the current billing cycle.

4.4 Refund Policy

Our refund policy is outlined in a separate Refund Policy document, which is incorporated by reference into these Terms.

5. User Conduct

You agree not to use the Service:

Additionally, you agree not to:

6. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Financial Courses Hub.

Financial Courses Hub has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Financial Courses Hub shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

7. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

8. Indemnification

You agree to defend, indemnify, and hold harmless Financial Courses Hub and its licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service, including, but not limited to, your User contributions, any use of the Service's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Service.

9. Limitation of Liability

In no event shall Financial Courses Hub, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

10. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Financial Courses Hub, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

The information provided through our Service is for educational purposes only and should not be considered financial advice. We are not responsible for any financial decisions made based on the content of our Courses or Service.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

13. Entire Agreement

These Terms, together with the Privacy Policy and Refund Policy, constitute the entire agreement between you and Financial Courses Hub regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.

14. Contact Us

If you have any questions about these Terms, please contact us:

Financial Courses Hub
286 Edwardo Islands Suite 645
East Wendyhaven, NU G4Y 3T2
Phone: +18385892099
Email: info@financialcourseshub.com